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CHECKLISTS

Industry insurance checklists

What a business like yours should have in its wallet, who asks for each item, and how to check what you already hold.

358 business types in 20 groups. Every checklist says what to carry, who asks for it and how to check it on your own policies.

Trades & construction

Electrical, plumbing, HVAC, carpentry, finishes and every specialty contractor that works on someone else's building.

The artificial turf installer insurance checklist Artificial turf installers usually carry general liability, workers' compensation and commercial auto. Turf in... The sealcoating contractor insurance checklist Asphalt sealcoating usually carry general liability, workers' compensation and commercial auto. Sealcoating cr... The blind and shade installer insurance checklist Blind & shade installers usually carry general liability, workers' compensation and commercial auto. Window tr... The cabinet maker insurance checklist Cabinet makers usually carry general liability, commercial property and workers' compensation. Cabinet makers... The cabinet refinisher insurance checklist Cabinet refinishing usually carry general liability, workers' compensation and commercial auto. Cabinet refini... The carpentry contractor insurance checklist Carpenters usually carry general liability, workers' compensation and commercial auto. Carpentry contractors f... The chimney repair contractor insurance checklist Chimney repair contractors usually carry general liability, workers' compensation and commercial auto. Chimney... The closet organizer installer insurance checklist Closet organizer installers usually carry general liability, workers' compensation and commercial auto. Closet... The commercial snow plowing company insurance checklist Commercial snow plowing usually carry general liability, commercial auto and workers' compensation. Commercial... The contractor insurance checklist A contractor almost always needs general liability (with completed-operations coverage), workers' compensation... The countertop installer insurance checklist Countertop installers usually carry general liability, commercial property and workers' compensation. Countert... The deck builder insurance checklist Deck builders usually carry general liability, workers' compensation and commercial auto. Deck builders build... The demolition contractor insurance checklist Demolition contractors usually carry general liability, workers' compensation and commercial auto. Demolition... The drywall contractor insurance checklist Drywall contractors usually carry general liability, workers' compensation and commercial auto. Drywall contra... The EV charger installer insurance checklist EV charger installers usually carry general liability, workers' compensation and commercial auto. EV charger i... The electrician insurance checklist An electrical contractor needs general liability that includes completed operations, workers' compensation onc... The elevator service company insurance checklist Elevator service & repair usually carry general liability, workers' compensation and commercial auto. Elevator... The epoxy flooring contractor insurance checklist Epoxy flooring contractors usually carry general liability, workers' compensation and commercial auto. Epoxy a... The excavation contractor insurance checklist Excavation contractors usually carry general liability, workers' compensation and commercial auto. Excavation... The fencing contractor insurance checklist Fencing contractors usually carry general liability, workers' compensation and commercial auto. Fence contract... The fire extinguisher service company insurance checklist Fire extinguisher services usually carry general liability, workers' compensation and commercial auto. Extingu... The fire protection contractor insurance checklist Fire protection contractors usually carry general liability, workers' compensation and commercial auto. Fire p... The flooring installer insurance checklist Flooring & tile installers usually carry general liability, workers' compensation and commercial auto. Floorin... The foundation repair contractor insurance checklist Foundation repair contractors usually carry general liability, workers' compensation and commercial auto. Foun... The garage door installer insurance checklist Garage door installers usually carry general liability, workers' compensation and commercial auto. Garage door... The garage floor coating company insurance checklist Garage floor coating usually carry general liability, workers' compensation and commercial auto. Garage floor... The general contractor insurance checklist General contractors usually carry general liability, workers' compensation and commercial auto. A general cont... The generator installer insurance checklist Generator installers usually carry general liability, workers' compensation and commercial auto. Generator ins... The glazing contractor insurance checklist Glass & glazing contractors usually carry general liability, workers' compensation and commercial auto. Glazin... The gutter cleaning company insurance checklist Gutter cleaning services usually carry general liability, workers' compensation and commercial auto. Gutter cl... The gutter installer insurance checklist Gutter installers usually carry general liability, workers' compensation and commercial auto. Gutter installer... The HVAC contractor insurance checklist HVAC contractors usually carry general liability, workers' compensation and commercial auto. HVAC contractors... The handyman franchise insurance checklist Handyman franchises usually carry general liability, workers' compensation and commercial auto. A franchised h... The handyman business insurance checklist Handyman services usually carry general liability, workers' compensation and commercial auto. A handyman busin... The hardscaping contractor insurance checklist Hardscaping contractors usually carry general liability, workers' compensation and commercial auto. Hardscape... The holiday lighting installer insurance checklist Holiday lighting installers usually carry general liability, workers' compensation and commercial auto. Holida... The insulation contractor insurance checklist Insulation contractors usually carry general liability, workers' compensation and commercial auto. Insulation... The irrigation contractor insurance checklist Irrigation contractors usually carry general liability, workers' compensation and commercial auto. Irrigation... The kitchen and bath remodeler insurance checklist Kitchen & bath remodelers usually carry general liability, workers' compensation and commercial auto. Remodele... The low-voltage installer insurance checklist Low-voltage & AV installers usually carry general liability, workers' compensation and commercial auto. Low-vo... The masonry contractor insurance checklist Masonry & concrete contractors usually carry general liability, workers' compensation and commercial auto. Mas... The masonry restoration contractor insurance checklist Masonry restoration usually carry general liability, workers' compensation and commercial auto. Masonry restor... The copier technician business insurance checklist Office equipment & copier technicians usually carry general liability, workers' compensation and commercial au... The outdoor kitchen builder insurance checklist Outdoor kitchen builders usually carry general liability, workers' compensation and commercial auto. Outdoor k... The painting contractor insurance checklist Painters usually carry general liability, workers' compensation and commercial auto. Painting contractors work... The striping contractor insurance checklist Parking lot striping usually carry general liability, workers' compensation and commercial auto. Striping cont... The paving contractor insurance checklist Paving contractors usually carry general liability, workers' compensation and commercial auto. Paving contract... The pergola and patio builder insurance checklist Pergola & patio builders usually carry general liability, workers' compensation and commercial auto. Pergola a... The plumbing & HVAC insurance checklist A plumbing or HVAC business needs general liability with completed operations, workers' compensation once it h... The pool contractor insurance checklist Pool service & construction usually carry general liability, workers' compensation and commercial auto. Pool c... The security system installer insurance checklist Security system installers usually carry general liability, workers' compensation and commercial auto. Alarm a... The septic contractor insurance checklist Septic services usually carry general liability, workers' compensation and commercial auto. Septic contractors... The siding contractor insurance checklist Siding contractors usually carry general liability, workers' compensation and commercial auto. Siding contract... The sign installer insurance checklist Sign installers usually carry general liability, workers' compensation and commercial auto. Sign companies fab... The smart home installer insurance checklist Smart home installers usually carry general liability, workers' compensation and commercial auto. Smart home i... The solar installer insurance checklist Solar installers usually carry general liability, workers' compensation and commercial auto. Solar installers... The waterproofing contractor insurance checklist Waterproofing contractors usually carry general liability, workers' compensation and commercial auto. Waterpro... The welding business insurance checklist Welding services usually carry general liability, workers' compensation and commercial auto. Welding businesse... The well driller insurance checklist Well drilling contractors usually carry general liability, workers' compensation and commercial auto. Well dri... The window and door installer insurance checklist Window & door installers usually carry general liability, workers' compensation and commercial auto. Window an...

Cleaning & janitorial

Commercial, residential and specialty cleaning done inside other people's buildings.

The appliance repair company insurance checklist Appliance repair services usually carry general liability, workers' compensation and commercial auto. Applianc... The carpet cleaning company insurance checklist Carpet & upholstery cleaning usually carry general liability, workers' compensation and commercial auto. Carpe... The chimney sweep insurance checklist Chimney sweeps usually carry general liability, workers' compensation and commercial auto. Chimney sweeps clea... The cleaning & janitorial insurance checklist A cleaning or janitorial business needs general liability, workers' compensation as soon as it has staff, and... The commercial janitorial company insurance checklist Commercial janitorial services usually carry general liability, workers' compensation and commercial crime. Co... The dryer vent cleaning company insurance checklist Dryer vent cleaning usually carry general liability, workers' compensation and commercial auto. Dryer vent cle... The duct cleaning company insurance checklist Duct cleaning services usually carry general liability, workers' compensation and commercial auto. Duct cleane... The estate cleanout company insurance checklist Estate cleanout services usually carry general liability, workers' compensation and commercial auto. Estate cl... The fleet washing company insurance checklist Fleet washing services usually carry general liability, garage liability and workers' compensation. Fleet wash... The gym cleaning company insurance checklist Gym & fitness facility cleaning usually carry general liability, workers' compensation and commercial crime. G... The locksmith insurance checklist Locksmiths usually carry general liability, workers' compensation and commercial auto. Locksmiths open doors t... The medical office cleaning company insurance checklist Medical office cleaning usually carry general liability, workers' compensation and commercial crime. Medical o... The house cleaning company insurance checklist Residential house cleaning usually carry general liability, workers' compensation and commercial crime. House... The solar panel cleaning company insurance checklist Solar panel cleaning usually carry general liability, workers' compensation and commercial auto. Solar panel c... The window cleaning company insurance checklist Window cleaning services usually carry general liability, workers' compensation and commercial auto. Window cl...

Trucking, delivery & moving

Anything that earns its living on the road with other people's goods on board.

The art handling company insurance checklist Art handlers usually carry bailee / customers' property, general liability and commercial auto. Art handlers c... The delivery & trucking insurance checklist A delivery or trucking business needs commercial auto liability at the limits its contracts and regulators req... The dump truck operator insurance checklist Dump truck operators usually carry commercial auto, motor truck cargo and general liability. Dump truck operat... The freight broker insurance checklist Freight brokers usually carry professional liability (E&O), motor truck cargo and general liability. Freight b... The hotshot operator insurance checklist Hotshot trucking usually carry commercial auto, motor truck cargo and general liability. Hotshot operators run... The legal courier insurance checklist Legal document couriers usually carry hired & Non-Owned auto, professional liability (E&O) and general liabili... The long-distance mover insurance checklist Long-distance moving companies usually carry commercial auto, motor truck cargo and general liability. Interst... The medical courier insurance checklist Medical couriers usually carry commercial auto, hired & Non-Owned auto and general liability. Medical couriers... The moving company insurance checklist Moving companies usually carry commercial auto, motor truck cargo and general liability. Movers carry everythi... The moving labor company insurance checklist Moving labor services usually carry general liability, workers' compensation and hired & Non-Owned auto. Labor... The piano mover insurance checklist Piano movers usually carry general liability, bailee / customers' property and commercial auto. Piano movers h... The propane delivery company insurance checklist Propane delivery usually carry commercial auto, general liability and pollution liability. Propane distributor... The refrigerated carrier insurance checklist Refrigerated trucking usually carry commercial auto, motor truck cargo and general liability. Reefer carriers... The towing company insurance checklist Towing companies usually carry commercial auto, garage liability and general liability. Tow operators work on... The trucking company insurance checklist Trucking companies usually carry commercial auto, motor truck cargo and general liability. A motor carrier liv...

Restaurants, bars & food service

Dining rooms, counters, trucks, carts, caterers and anyone who pours.

The bagel shop insurance checklist Bagel shops usually carry business owner's policy, workers' compensation and hired & Non-Owned auto. Bagel sho... The bar insurance checklist Bars & taverns usually carry liquor liability, business owner's policy and workers' compensation. A bar sells... The bartending service insurance checklist Bartending services usually carry liquor liability, general liability and workers' compensation. Mobile barten... The bubble tea shop insurance checklist Bubble tea shops usually carry business owner's policy, workers' compensation and hired & Non-Owned auto. Bubb... The buffet restaurant insurance checklist Buffets usually carry business owner's policy, workers' compensation and hired & Non-Owned auto. Buffets hold... The café insurance checklist Cafés & bakeries usually carry business owner's policy, workers' compensation and hired & Non-Owned auto. Café... The caterer insurance checklist Catering usually carry general liability, liquor liability and commercial auto. Caterers cook in a commissary... The deli insurance checklist Delis & sandwich shops usually carry business owner's policy, workers' compensation and hired & Non-Owned auto... The dessert bar insurance checklist Dessert bars & cupcake shops usually carry business owner's policy, workers' compensation and hired & Non-Owne... The diner insurance checklist Diners & breakfast restaurants usually carry business owner's policy, workers' compensation and hired & Non-Ow... The donut shop insurance checklist Donut shops usually carry business owner's policy, workers' compensation and hired & Non-Owned auto. Donut sho... The drop-off caterer insurance checklist Drop-off catering usually carry general liability, product liability and commercial auto. Drop-off caterers co... The fast food restaurant insurance checklist Fast food restaurants (QSR) usually carry business owner's policy, workers' compensation and hired & Non-Owned... The fine dining restaurant insurance checklist Fine dining restaurants usually carry business owner's policy, workers' compensation and liquor liability. Fin... The food cart insurance checklist Food carts usually carry general liability, product liability and inland marine / equipment. A food cart is th... The food truck insurance checklist Food trucks usually carry general liability, commercial auto and inland marine / equipment. A food truck is a... The ghost kitchen insurance checklist Ghost kitchens usually carry business owner's policy, workers' compensation and hired & Non-Owned auto. A ghos... The ice cream shop insurance checklist Ice cream & frozen yogurt shops usually carry business owner's policy, workers' compensation and hired & Non-O... The juice bar insurance checklist Juice & smoothie bars usually carry business owner's policy, workers' compensation and hired & Non-Owned auto.... The meal prep business insurance checklist Meal prep services usually carry business owner's policy, workers' compensation and hired & Non-Owned auto. Me... The Mexican restaurant insurance checklist Mexican restaurants usually carry business owner's policy, workers' compensation and liquor liability. Mexican... The mobile coffee cart insurance checklist Mobile coffee carts usually carry general liability, commercial auto and inland marine / equipment. Mobile cof... The nightclub insurance checklist Nightclubs & lounges usually carry liquor liability, general liability and workers' compensation. Nightclubs r... The personal chef insurance checklist Personal chefs usually carry general liability, product liability and hired & Non-Owned auto. Personal chefs c... The pizza delivery shop insurance checklist Pizza delivery & takeout usually carry business owner's policy, workers' compensation and hired & Non-Owned au... The pizzeria insurance checklist Pizzerias usually carry business owner's policy, workers' compensation and liquor liability. Pizzerias run dec... The restaurant insurance checklist A restaurant usually needs a business owner's policy or general liability plus property, workers' compensation... The seafood restaurant insurance checklist Seafood restaurants usually carry business owner's policy, workers' compensation and liquor liability. Seafood... The shaved ice stand insurance checklist Shaved ice stands usually carry general liability, product liability and commercial property. Shaved ice stand... The sports bar insurance checklist Sports bars usually carry liquor liability, business owner's policy and workers' compensation. Sports bars fil... The steakhouse insurance checklist Steakhouses usually carry business owner's policy, workers' compensation and liquor liability. Steakhouses run... The sushi restaurant insurance checklist Sushi & Japanese restaurants usually carry business owner's policy, workers' compensation and liquor liability...

Food retail, makers & drink producers

Shops that sell food, kitchens that produce it and the breweries, wineries and roasters behind the bar.

The brewery insurance checklist Breweries & brewpubs usually carry general liability, liquor liability and product liability. Breweries make a... The butcher shop insurance checklist Butcher shops usually carry general liability, product liability and commercial property. Butcher shops cut an... The chocolatier insurance checklist Candy stores & chocolatiers usually carry business owner's policy, workers' compensation and commercial crime.... The cidery insurance checklist Cideries & meaderies usually carry general liability, liquor liability and product liability. Cideries and mea... The coffee roaster insurance checklist Coffee roasters usually carry general liability, product liability and commercial property. Coffee roasters ru... The commissary kitchen insurance checklist Commissary & shared kitchens usually carry general liability, commercial property and business income. Commiss... The convenience store insurance checklist Convenience stores usually carry business owner's policy, workers' compensation and commercial crime. Convenie... The cottage food producer insurance checklist Cottage food producers usually carry general liability, product liability and commercial property. Cottage foo... The distillery insurance checklist Distilleries usually carry general liability, liquor liability and product liability. Distilleries boil flamma... The farmers market vendor insurance checklist Farmers market vendors usually carry general liability, product liability and inland marine / equipment. Marke... The food manufacturer insurance checklist Food manufacturers usually carry general liability, product liability and commercial property. Food manufactur... The grocery store insurance checklist Grocery stores usually carry business owner's policy, workers' compensation and commercial crime. Grocery stor... The kombucha brewer insurance checklist Kombucha brewers usually carry general liability, product liability and commercial property. Kombucha brewers... The specialty food store insurance checklist Specialty food stores usually carry business owner's policy, workers' compensation and commercial crime. Speci... The wholesale bakery insurance checklist Wholesale bakeries usually carry general liability, product liability and commercial property. Wholesale baker... The winery insurance checklist Wineries & tasting rooms usually carry general liability, liquor liability and product liability. Wineries gro...

Venues, events & entertainment

Places people gather and the companies that bring the party to them.

The axe throwing venue insurance checklist Axe throwing venues usually carry general liability, liquor liability and commercial property. Axe throwing ve... The banquet hall insurance checklist Banquet halls usually carry general liability, commercial property and liquor liability. Banquet halls run the... The bounce house rental company insurance checklist Bounce house rentals usually carry general liability, inland marine / equipment and commercial auto. Bounce ho... The concession stand insurance checklist Concession stands usually carry general liability, product liability and commercial property. Concession stand... The escape room insurance checklist Escape rooms usually carry general liability, commercial property and workers' compensation. Escape rooms lock... The event rental company insurance checklist Event rental companies usually carry general liability, inland marine / equipment and commercial auto. Event r... The hotel insurance checklist Hotels & motels usually carry general liability, commercial property and liquor liability. Hotels hold guests... The kids party venue insurance checklist Kids party venues usually carry general liability, commercial property and workers' compensation. Kids party v... The family entertainment center insurance checklist Mini golf & family entertainment centers usually carry general liability, commercial property and liquor liabi... The mobile DJ insurance checklist Mobile DJs usually carry general liability, inland marine / equipment and hired & Non-Owned auto. Mobile DJs s... The party entertainer insurance checklist Party entertainers usually carry general liability, abuse & molestation and hired & Non-Owned auto. Party ente... The photo booth operator insurance checklist Photo booth operators usually carry general liability, inland marine / equipment and hired & Non-Owned auto. P... The tent rental company insurance checklist Tent rental companies usually carry general liability, inland marine / equipment and commercial auto. Tent com... The valet service insurance checklist Valet services usually carry garage liability, workers' compensation and general liability. Valet companies dr... The wedding venue insurance checklist Wedding venues usually carry general liability, commercial property and liquor liability. Wedding venues host...

Retail & e-commerce

Storefronts, online shops and the services that sit beside them.

The bike shop insurance checklist Bicycle shops usually carry business owner's policy, workers' compensation and commercial crime. Bike shops se... The dry cleaner insurance checklist Dry cleaners usually carry business owner's policy, bailee / customers' property and pollution liability. Dry... The e-commerce business insurance checklist E-commerce usually carry general liability, product liability and cyber liability. E-commerce sellers ship pro... The florist insurance checklist Florists usually carry business owner's policy, workers' compensation and commercial auto. Florists keep peris... The gas station insurance checklist Gas stations usually carry business owner's policy, pollution liability and workers' compensation. Gas station... The laundromat insurance checklist Laundromats usually carry business owner's policy, workers' compensation and equipment breakdown. Laundromats... The liquor store insurance checklist Liquor stores usually carry business owner's policy, liquor liability and workers' compensation. Liquor stores... The thrift store insurance checklist Nonprofit thrift stores usually carry general liability, commercial property and workers' compensation. Thrift... The supplement store insurance checklist Nutrition & supplement stores usually carry business owner's policy, workers' compensation and commercial crim... The pet store insurance checklist Pet stores usually carry business owner's policy, workers' compensation and commercial crime. Pet stores sell... The print shop insurance checklist Print shops usually carry business owner's policy, workers' compensation and equipment breakdown. Print shops... The retail shop insurance checklist A retail store needs a business owner's policy covering liability and the inventory, fixtures and build-out, w... The retail store insurance checklist Retail stores usually carry business owner's policy, workers' compensation and commercial crime. A retail stor... The vape shop insurance checklist Smoke & vape shops usually carry business owner's policy, product liability and workers' compensation. Smoke a... The tattoo studio insurance checklist Tattoo & piercing studios usually carry general liability, professional liability (E&O) and commercial propert... The travel agency insurance checklist Travel agencies usually carry professional liability (E&O), general liability and cyber liability. Travel agen... The vending operator insurance checklist Vending machine operators usually carry general liability, product liability and commercial auto. Vending oper...

Salons, spas & personal care

Hair, nails, skin, lashes, tanning, tattoos and the schools that teach them.

The cosmetology school insurance checklist Barber & cosmetology schools usually carry business owner's policy, professional liability (E&O) and workers'... The barbershop insurance checklist Barbershops usually carry business owner's policy, professional liability (E&O) and workers' compensation. Bar... The day spa insurance checklist Day spas usually carry business owner's policy, professional liability (E&O) and workers' compensation. Day sp... The esthetician studio insurance checklist Esthetician & skincare studios usually carry business owner's policy, professional liability (E&O) and workers... The hair salon insurance checklist Hair salons usually carry business owner's policy, professional liability (E&O) and workers' compensation. Hai... The lash studio insurance checklist Lash & brow studios usually carry business owner's policy, professional liability (E&O) and workers' compensat... The mobile beauty service insurance checklist Mobile beauty services usually carry general liability, professional liability (E&O) and hired & Non-Owned aut... The nail salon insurance checklist Nail salons usually carry business owner's policy, professional liability (E&O) and workers' compensation. Nai... The salon or barbershop insurance checklist Salons & barbershops usually carry business owner's policy, professional liability (E&O) and workers' compensa... The salon & spa insurance checklist A salon or spa needs a business owner's policy for the premises and general liability, professional liability... The tanning salon insurance checklist Tanning salons usually carry business owner's policy, professional liability (E&O) and workers' compensation....

Gyms, studios & instruction

Fitness, movement, music and driving instruction, from the studio to the pool.

The corporate training firm insurance checklist Corporate training firms usually carry professional liability (E&O), general liability and cyber liability. Co... The functional fitness gym insurance checklist CrossFit & functional fitness gyms usually carry general liability, professional liability (E&O) and workers'... The dance studio insurance checklist Dance studios usually carry general liability, abuse & molestation and professional liability (E&O). Dance stu... The driving school insurance checklist Driving schools usually carry commercial auto, general liability and professional liability (E&O). Driving sch... The gymnastics center insurance checklist Gymnastics centers usually carry general liability, abuse & molestation and professional liability (E&O). Gymn... The gym & fitness studio insurance checklist A gym or fitness studio needs general liability that covers participants, professional liability for instructi... The health club insurance checklist Health clubs & fitness centers usually carry general liability, professional liability (E&O) and workers' comp... The martial arts school insurance checklist Martial arts schools usually carry general liability, abuse & molestation and professional liability (E&O). Ma... The music school insurance checklist Music schools usually carry general liability, abuse & molestation and professional liability (E&O). Music sch... The personal trainer insurance checklist Personal trainers usually carry general liability, professional liability (E&O) and hired & Non-Owned auto. Pe... The Pilates studio insurance checklist Pilates studios usually carry general liability, professional liability (E&O) and workers' compensation. Pilat... The swim school insurance checklist Swim schools usually carry general liability, abuse & molestation and professional liability (E&O). Swim schoo... The test prep company insurance checklist Test prep companies usually carry general liability, professional liability (E&O) and abuse & molestation. Tes... The tutoring center insurance checklist Tutoring centers usually carry general liability, abuse & molestation and professional liability (E&O). Tutori... The yoga studio insurance checklist Yoga studios usually carry general liability, professional liability (E&O) and workers' compensation. Yoga stu...

Youth & recreational sports

Leagues, clubs, teams, camps and the people who run and officiate them.

The adult rec league insurance checklist Adult recreational sports leagues usually carry general liability, participant accident and liquor liability.... The competitive cheer team insurance checklist Competitive cheer & dance teams usually carry general liability, abuse & molestation and participant accident.... The figure skating club insurance checklist Figure skating clubs usually carry general liability, abuse & molestation and participant accident. Skating cl... The flag football league insurance checklist Flag football leagues usually carry general liability, abuse & molestation and participant accident. Flag foot... The junior tennis academy insurance checklist Junior tennis academies usually carry general liability, abuse & molestation and professional liability (E&O).... The multi-sport league operator insurance checklist Multi-sport league operators usually carry general liability, participant accident and liquor liability. For-p... The pickleball club insurance checklist Pickleball clubs & leagues usually carry general liability, participant accident and directors & officers. Pic... The rowing club insurance checklist Rowing & crew clubs usually carry general liability, abuse & molestation and participant accident. Rowing club... The sports camp insurance checklist Sports camps & clinics usually carry general liability, abuse & molestation and participant accident. Sports c... The referee association insurance checklist Sports officials & referee associations usually carry general liability, professional liability (E&O) and dire... The tournament organizer insurance checklist Sports tournament & event organizers usually carry general liability, special events liability and participant... The swim team insurance checklist Swim teams & aquatic clubs usually carry general liability, abuse & molestation and participant accident. Club... The ultimate frisbee league insurance checklist Ultimate frisbee & niche rec leagues usually carry general liability, participant accident and directors & off... The youth baseball league insurance checklist Youth baseball & softball leagues usually carry general liability, abuse & molestation and participant acciden... The AAU basketball program insurance checklist Youth basketball leagues & AAU programs usually carry general liability, abuse & molestation and participant a... The youth cycling club insurance checklist Youth cycling & triathlon clubs usually carry general liability, abuse & molestation and participant accident.... The youth hockey association insurance checklist Youth ice hockey associations usually carry general liability, abuse & molestation and participant accident. H... The youth lacrosse club insurance checklist Youth lacrosse clubs usually carry general liability, abuse & molestation and participant accident. Lacrosse c... The youth rugby club insurance checklist Youth rugby clubs usually carry general liability, abuse & molestation and participant accident. Youth rugby c... The youth soccer club insurance checklist Youth soccer clubs usually carry general liability, abuse & molestation and participant accident. Soccer clubs... The youth sports league insurance checklist Youth sports leagues usually carry general liability, abuse & molestation and participant accident. A voluntee... The youth tackle football league insurance checklist Youth tackle football leagues usually carry general liability, abuse & molestation and participant accident. T... The youth track club insurance checklist Youth track & field and cross country clubs usually carry general liability, abuse & molestation and participa... The youth volleyball club insurance checklist Youth volleyball clubs usually carry general liability, abuse & molestation and participant accident. Club vol... The youth wrestling club insurance checklist Youth wrestling clubs usually carry general liability, abuse & molestation and participant accident. Wrestling...

Medical, dental & therapy practices

Clinical and allied-health practices that treat patients and hold their records.

The acupuncture practice insurance checklist Acupuncturists usually carry professional liability (E&O), general liability and cyber liability. Acupuncture... The assisted living community insurance checklist Assisted living usually carry professional liability (E&O), general liability and abuse & molestation. Assiste... The chiropractic practice insurance checklist Chiropractors usually carry medical professional liability, general liability and cyber liability. Chiropracti... The daycare center insurance checklist Daycare centers usually carry general liability, abuse & molestation and professional liability (E&O). License... The dental lab insurance checklist Dental labs usually carry product liability, general liability and commercial property. Dental labs manufactur... The dental practice insurance checklist Dental practices usually carry medical professional liability, general liability and cyber liability. Dental p... The dietitian practice insurance checklist Dietitians & nutritionists usually carry professional liability (E&O), general liability and cyber liability.... The home health agency insurance checklist Home health care usually carry professional liability (E&O), general liability and abuse & molestation. Home h... The independent pharmacy insurance checklist Independent pharmacies usually carry professional liability (E&O), general liability and commercial property.... The marriage and family therapy practice insurance checklist Marriage & family therapists usually carry professional liability (E&O), cyber liability and general liability... The massage practice insurance checklist Massage therapists usually carry professional liability (E&O), general liability and cyber liability. Massage... The med spa insurance checklist Med spas usually carry medical professional liability, general liability and cyber liability. Med spas inject,... The medical practice insurance checklist Medical offices usually carry medical professional liability, general liability and cyber liability. A medical... The counseling practice insurance checklist Mental health counselors usually carry professional liability (E&O), cyber liability and general liability. Co... The occupational therapy practice insurance checklist Occupational therapists usually carry professional liability (E&O), general liability and cyber liability. Occ... The optometry practice insurance checklist Optometry practices usually carry medical professional liability, general liability and cyber liability. Optom... The psychology practice insurance checklist Outpatient psychology practices usually carry professional liability (E&O), cyber liability and general liabil... The physical therapy practice insurance checklist Physical therapy practices usually carry professional liability (E&O), general liability and cyber liability.... The speech therapy practice insurance checklist Speech therapists usually carry professional liability (E&O), general liability and cyber liability. Speech th... The telehealth practice insurance checklist Telehealth & digital health practices usually carry medical professional liability, general liability and cybe... The urgent care clinic insurance checklist Urgent care clinics usually carry medical professional liability, general liability and cyber liability. Urgen... The veterinary clinic insurance checklist Veterinary clinics usually carry professional liability (E&O), general liability and commercial property. Vete... The wellness center insurance checklist Wellness centers & wellness coaching usually carry general liability, professional liability (E&O) and cyber l... The movement therapy practice insurance checklist Yoga & movement therapists usually carry professional liability (E&O), general liability and cyber liability....

Childcare, care & social services

Daycare, group homes, shelters, programs and nonprofits that look after people.

The adult day care center insurance checklist Adult day care centers usually carry general liability, abuse & molestation and directors & officers. Adult da... The after-school program insurance checklist After-school programs usually carry general liability, abuse & molestation and professional liability (E&O). A... The community center insurance checklist Community centers usually carry general liability, abuse & molestation and directors & officers. Community cen... The counseling nonprofit insurance checklist Counseling nonprofits usually carry professional liability (E&O), general liability and directors & officers.... The crisis hotline organization insurance checklist Crisis hotline & victim services organizations usually carry professional liability (E&O), general liability a... The daycare & childcare insurance checklist A childcare center or preschool needs general liability with abuse and molestation coverage, professional liab... The IDD service provider insurance checklist Developmental disability (IDD) service providers usually carry general liability, abuse & molestation and dire... The domestic violence shelter insurance checklist Domestic violence shelters usually carry general liability, abuse & molestation and directors & officers. Dome... The early intervention program insurance checklist Early childhood intervention programs usually carry professional liability (E&O), general liability and abuse... The food bank insurance checklist Food banks & pantries usually carry general liability, product liability and commercial property. Food banks s... The foster care agency insurance checklist Foster care & adoption agencies usually carry general liability, abuse & molestation and directors & officers.... The group home insurance checklist Group homes usually carry general liability, abuse & molestation and directors & officers. Group homes house a... The homeless shelter insurance checklist Homeless shelters usually carry general liability, abuse & molestation and directors & officers. Shelters hous... The home-delivered meal program insurance checklist Meals on Wheels & home-delivered meal services usually carry general liability, hired & Non-Owned auto and pro... The nonprofit organization insurance checklist Nonprofits usually carry general liability, directors & officers and commercial property. A nonprofit answers... The behavioral health clinic insurance checklist Outpatient behavioral health clinics usually carry professional liability (E&O), general liability and cyber l... The refugee services agency insurance checklist Refugee & immigrant services agencies usually carry professional liability (E&O), general liability and direct... The religious organization insurance checklist Religious organizations usually carry general liability, commercial property and abuse & molestation. Houses o... The respite care provider insurance checklist Respite care providers usually carry general liability, abuse & molestation and directors & officers. Respite... The senior center insurance checklist Senior centers usually carry general liability, directors & officers and workers' compensation. Senior centers... The social work practice insurance checklist Social workers in private practice usually carry professional liability (E&O), cyber liability and general lia... The community meal program insurance checklist Soup kitchens & community meal programs usually carry general liability, product liability and commercial prop... The special-needs camp insurance checklist Special-needs camps & programs usually carry general liability, abuse & molestation and professional liability... The substance abuse treatment center insurance checklist Substance abuse treatment centers usually carry professional liability (E&O), general liability and abuse & mo... The veterans service organization insurance checklist Veterans service organizations usually carry general liability, liquor liability and directors & officers. Vet... The job training nonprofit insurance checklist Vocational rehab & job training nonprofits usually carry general liability, abuse & molestation and directors... The youth mentoring organization insurance checklist Youth mentoring organizations usually carry general liability, abuse & molestation and directors & officers. M...

Professional & office

Advice, paperwork, design and representation sold by the hour or the engagement.

The accounting firm insurance checklist Accounting firms usually carry professional liability (E&O), general liability and cyber liability. Accounting... The architecture or engineering firm insurance checklist Architects & engineers usually carry professional liability (E&O), general liability and cyber liability. Desi... The bookkeeping business insurance checklist Bookkeepers usually carry professional liability (E&O), cyber liability and general liability. Bookkeepers hol... The court reporting firm insurance checklist Court reporters usually carry professional liability (E&O), general liability and cyber liability. Court repor... The media production company insurance checklist Digital content & media production usually carry media liability, general liability and inland marine / equipm... The document preparation service insurance checklist Document preparation services usually carry professional liability (E&O), general liability and cyber liabilit... The elevator inspection consultant insurance checklist Elevator inspection consultants usually carry professional liability (E&O), general liability and commercial a... The concierge service insurance checklist Errand & concierge services usually carry general liability, hired & Non-Owned auto and commercial crime. Erra... The event planner insurance checklist Event planners usually carry professional liability (E&O), general liability and hired & Non-Owned auto. Event... The financial advisory firm insurance checklist Financial advisors usually carry professional liability (E&O), cyber liability and general liability. Financia... The graphic design studio insurance checklist Graphic designers usually carry professional liability (E&O), media liability and general liability. Graphic d... The HR consulting firm insurance checklist HR consultants usually carry professional liability (E&O), general liability and cyber liability. HR consultan... The home inspector insurance checklist Home inspectors usually carry professional liability (E&O), general liability and commercial auto. Home inspec... The immigration consulting firm insurance checklist Immigration consulting firms usually carry professional liability (E&O), general liability and cyber liability... The insurance or financial services firm insurance checklist Insurance & financial services usually carry professional liability (E&O), general liability and cyber liabili... The interior design firm insurance checklist Interior designers usually carry professional liability (E&O), general liability and cyber liability. Interior... The land surveyor insurance checklist Land surveyors usually carry professional liability (E&O), general liability and commercial auto. Surveyors ce... The law firm insurance checklist Law firms usually carry professional liability (E&O), general liability and cyber liability. Law firms carry m... The management consulting firm insurance checklist Management consultants usually carry professional liability (E&O), general liability and cyber liability. Mana... The marketing agency insurance checklist Marketing agencies usually carry professional liability (E&O), general liability and cyber liability. Marketin... The medical billing company insurance checklist Medical billing services usually carry professional liability (E&O), cyber liability and general liability. Me... The mortgage brokerage insurance checklist Mortgage brokers usually carry professional liability (E&O), cyber liability and general liability. Mortgage b... The notary business insurance checklist Notary & signing services usually carry professional liability (E&O), surety & license bonds and general liabi... The notary signing agent insurance checklist Notary signing agents usually carry professional liability (E&O), surety & license bonds and general liability... The payroll processing company insurance checklist Payroll processing companies usually carry professional liability (E&O), commercial crime and cyber liability.... The pension TPA insurance checklist Pension third-party administrators (TPAs) usually carry professional liability (E&O), fiduciary liability and... The photographer insurance checklist Photographers usually carry general liability, inland marine / equipment and professional liability (E&O). Pho... The private investigation firm insurance checklist Private investigators usually carry professional liability (E&O), general liability and commercial auto. Priva... The process serving business insurance checklist Process servers usually carry professional liability (E&O), general liability and cyber liability. Process ser... The professional services insurance checklist A professional services firm needs professional liability (errors and omissions) for the advice and work produ... The appraisal firm insurance checklist Property appraisers usually carry professional liability (E&O), general liability and hired & Non-Owned auto.... The property management company insurance checklist Property management usually carry professional liability (E&O), general liability and commercial crime. Proper... The real estate brokerage insurance checklist Real estate agencies usually carry professional liability (E&O), general liability and cyber liability. Real e... The software company insurance checklist SaaS & software companies usually carry technology E&O, cyber liability and general liability. Software compan... The staffing agency insurance checklist Staffing agencies usually carry workers' compensation, general liability and professional liability (E&O). Sta... The tax preparation business insurance checklist Tax preparers usually carry professional liability (E&O), cyber liability and general liability. Tax preparers... The title company insurance checklist Title companies usually carry professional liability (E&O), commercial crime and cyber liability. Title agenci... The translation business insurance checklist Translators & interpreters usually carry professional liability (E&O), general liability and cyber liability.... The web development studio insurance checklist Web developers usually carry technology E&O, cyber liability and general liability. Web developers build and h...

Community associations

Condo, HOA, co-op and master associations and the boards that run them.

The active adult community association insurance checklist Active adult communities usually carry commercial property, general liability and directors & officers. Active... The commercial condominium association insurance checklist Commercial condominium associations usually carry commercial property, general liability and directors & offic... The community association insurance checklist Community associations usually carry commercial property, general liability and directors & officers. A commun... The condominium association insurance checklist Condominium associations usually carry commercial property, general liability and directors & officers. A cond... The gated community association insurance checklist Gated communities usually carry commercial property, general liability and directors & officers. Gated communi... The high-rise condominium association insurance checklist High-rise condominium associations usually carry commercial property, general liability and directors & office... The homeowners association insurance checklist Homeowners associations usually carry commercial property, general liability and directors & officers. A homeo... The housing cooperative insurance checklist Housing cooperatives usually carry commercial property, general liability and directors & officers. A housing... The manufactured home community association insurance checklist Manufactured home community associations usually carry commercial property, general liability and directors &... The master association insurance checklist Master associations usually carry commercial property, general liability and directors & officers. A master as... The mixed-use condominium association insurance checklist Mixed-use condominium associations usually carry commercial property, general liability and directors & office... The planned unit development association insurance checklist Planned unit developments usually carry commercial property, general liability and directors & officers. A pla... The property owners association insurance checklist Property owners associations usually carry commercial property, general liability and directors & officers. Pr... The timeshare owners association insurance checklist Timeshare owners associations usually carry commercial property, general liability and directors & officers. T... The townhome association insurance checklist Townhome associations usually carry commercial property, general liability and directors & officers. Townhome...